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Guaranteed Credit Approval

About Gurley Leep Credit Acceptance

Gurley Leep knows that today, with all of the financial turmoil Americans are facing, buying a car can be a huge challenge.  It seems banks don't even want to make car loans these days. 

To offer the relief you need, Gurley Leep has partnered with Credit Acceptance. Credit Acceptance is a public company based in Michigan and traded on the New York Stock Exchange.  They finance vehicles for car dealers all over the US.  They are very selective about the dealers they work with. Gurley Leep has an exclusive relationship with Credit Acceptance in our area.

"We change lives!" The Credit Acceptance program is designed to restore your credit while providing you with a quality Gurley Leep vehicle. Every loan is custom tailored to your needs. We'll never ask you to make a payment you can't afford. Payment amounts fit your budget and lifestyle. Payments are due when you have money. Most importantly, all of your payments are reported to all three Credit Bureaus: Trans Union, Equifax, Experian.

Income is not the driving force of financial opportunity.  With perfect credit you will qualify for a home mortgage, make investments, send your children to college, and be able to buy a new vehicle. The possibilities are endless! Over a lifetime, high credit scores can save $250,000 or more in costs of living.  You will enjoy lower mortgage rates, car loan interest rats, credit card interest rates, and insurance premiums. A better credit score might also help you land that dream job you might not have been able to before.

Gurley Leep and Credit Acceptance work with you to get affordable transportation at affordable financing so you will have a perfect credit future. Debt is bad, but sometimes it is necessary for big ticket purchases such as buying a home or car. So if you must borrow, follow the common sense rules of debt.

·         Put down every available dollar - The less you finance, the less you will pay in interest.

·         Make the highest affordable payment - Paying off your debt will quickly build equity.

·         Take on no other debt - One debt at a time will keep you from being over extended.


Frequently Asked Questions

Q: If I get turned down by the bank, what are my options?

A: If you are turned down by the bank, you have 3 options:

        1. Pay Cash

        2. Buy-Here Pay-Here

        3. Gurley Leep Credit Acceptance

Q: How do I qualify for Gurley Leep Credit Acceptance?

A: Click here to apply now . Make sure to include Guaranteed Credit Approval in the comments box at the end of the form.

Q: What are the terms of the program?

A: Every Credit Acceptance loan is custom tailored. We'll never ask you to make a payment you can't afford. Payment amounts fit your budget and lifestyle. Payments are due when you have money.

Q: What is the difference between Credit Acceptance and Buy-Here Pay-Here?

A:

Buy-Here Pay-Here

Credit Acceptance

  • Double Retail
  • State Maximum Interest Rate
  • 48-60 Month Loans
  • No Credit Bureau Report
  • AS IS NO WARRANTY
  • Market Priced
  • Lower Interest Rates
  • Shorter Terms
  • All Payments Reported!
  • 2 YR / 24,000 MILE WARRANTY

Q: Are payments reported to Credit Bureaus?

A: Yes, all of your payments are reported to the three Credit Bureaus: Trans Union, Equifax, and Experian

Q: What cars are available?

A: Gurley Leep has over 300 used cars from every make and model

Q: Do I get a warranty?

A: Yes, all vehicles come with a 2 YR / 24,000 mile warranty

 

Sales Hours

  • Monday: 8:30 AM - 8:00 PM
  • Tuesday: 8:30 AM - 8:00 PM
  • Wednesday: 8:30 AM - 6:00 PM
  • Thursday: 8:30 AM - 8:00 PM
  • Friday: 8:30 AM - 6:00 PM
  • Saturday: 8:30 AM - 6:00 PM
  • Sunday: Closed

Contact Information

Gurley Leep Kia

4028 N. Grape Rd.

Mishawaka, IN 46545
sales Sales:
(888) 415-2730
service Service:
574-271-3715
parts Parts:
574-271-3720